Metric 01
24/7
app access
UK DIGITAL BANK
Money, made simple
Open a UK account, save cash, send transfers, and pay bills from one secure app. Built for daily life and freelance work.
Metric 02
5 mins
average sign-up
Metric 03
4.8/5
customer rating
HOW IT WORKS
Open your account fast
UK current account with a debit card, faster payments, and no monthly fee.
Open in 5 mins
Current Account
Free
UK current account with a debit card, faster payments, and no monthly fee.
Daily interest
Easy Saver
From 3.25% AER
Plastic and virtual
Debit Card
Free
01Same-day options
Money Transfers
From £0.30
Send pounds across the UK or abroad with clear fees and live rates.
02Built in app
Budget Tools
Free
Set spend limits, watch bills, and see where your money goes.
03Set up in minutes
Bill Payments
Free
Pay rent, utilities, and subscriptions on time from one place.
BANKING SERVICES
Accounts, cards, and transfers
Start online with your phone, name, address, and email.
01
Open Account
02
Verify ID
03
Add Funds
04
Run Daily Tasks
CLIENT STORIES
What clients say
UK current account Visa debit card UK bank transfers Bill payment setup Mobile app access
Billed monthlyBilled monthly
Starter
£0/mo
- UK current account
- Visa debit card
- UK bank transfers
- Bill payment setup
- Mobile app access
Most popularBilled monthly
Signature
£9/mo
- All Starter features
- Savings pots with interest
- Budget alerts by category
- Overdraft buffer up to £250
- Instant card freeze controls
- Priority chat support
Billed monthlyBilled monthly
Scale
£29/mo
- All Signature features
- Freelancer tax pot
- Higher transfer limits
- Bulk bill payments
- Invoice-ready statements
- Dedicated support line
REVIEWS
Rated by real users
A Bristol freelancer kept tax cash apart and paid every bill on time.
Freelancers
One app for rent, bills, and tax
A Bristol freelancer kept tax cash apart and paid every bill on time.
Households
Shared bills without the spreadsheet
Personal
Fast card freeze after a lost wallet
Family
Savings pot for school fees
Transfers
Same-day transfer to Spain
Account help and switch support
Maya Singh
Transfers, bills, and card flow
Daniel Reed
Card safety and checks
Nina Patel
App screens and money tools
Owen Price
Proof
Customer notes
Verified
“I can split bills, save tax, and send money without opening three apps”
Aisha Rahman
Freelance designer, London
Verified
“The app makes payday calm. I know what is left after rent and bills”
Tom Bennett
Project manager, Leeds
Verified
“My card was frozen in seconds after I lost it. That saved me stress”
Mina Shah
Freelancer, Manchester
Service area
Greater London
London, Croydon, Wembley, Stratford, Enfield
Area 01
Greater London
London, Croydon, Wembley, Stratford, Enfield
Area 02
North West England
Manchester, Salford, Liverpool, Preston, Bolton
Area 03
West Midlands
Birmingham, Coventry, Wolverhampton, Solihull
Area 04
South East England
Brighton, Reading, Oxford, Southampton, Canterbury
Journal
Money tips and updates
Computers Electronics and TechnologyAug 22, 2026
Robotaxis matter when one car can serve many trips
Questions
Money questions answered
Quick answers before visitors choose a product, service, or next step.
01How do I open an account?+
Start online, add your details, and verify your ID in the app. Most people finish the sign-up in a few minutes.
02Can I use Mon Banq for freelance work?+
Yes. You can keep client payments, tax money, and bills in separate pots, then move money when you need it.
03Are transfers fast?+
UK bank transfers can land the same day. International transfers show fees before you send and track in the app.
04What if I lose my card?+
Freeze the card at once in the app, order a new one, and keep using the virtual card if you need it.
05Do you offer overdraft support?+
Yes, eligible accounts can get an overdraft buffer. We show the cost up front before you use it in the app.
06Is my money protected?+
Eligible deposits are protected under the UK deposit rules up to the legal limit, with alerts and card controls too.
Get money tips by email
Get short notes on budgeting, transfers, card safety, and bill dates. One email a month, no spam.